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First-time mortgages down, re-mortgaging up

The average Scottish home mover is 39 and has a gross household income of £51,000’ – UK Finance

There were 6,900 new firsttime buyer mortgages completed in Scotland in the first quarter of 2018 – down 9.2 per cent from same quarter of 2017.

The £0.8bn of new lending was 2.4 per cent down year on year. The average Scottish first-time buyer is 29 and has a gross household income of £35,000. The figures come from UK Finance, the banking and finance industry body.

There were 6,600 new home mover mortgages completed in Scotland in the first three months of 2018, 2.9 per cent fewer than in 2017.

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