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They say it pays to shop around – but loyalty pays too

Switching mortgage products didn’t mean changing lenders for Joe Kelly and Catherine Hallett

When they decided to take the plunge and build their own home, Joe Kelly and Catherine Hallett turned to Scotti sh Building Society for help. A self-build mortgage from the society allowed them to draw down funds as required for each phase of the project. Now happily sett led in to their new 5 bedroom detached home on the outskirts of Perth, they have switched to a standard mortgage, and are delighted that the Society had a competi ti ve product to offer.

Catherine takes up the story: “We bought the land for our new home in December 2013 and broke ground ten months later in October 2014. Originally we went through a mortgage broker to finance the build project, and he put us in touch with Scotti sh Building Society. As the build progressed I was glad to be able to deal directly with the Society’s Fiona Dyer who kept me right through every stage of the process.’

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