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ANYTHING TO DECLARE?

Is honesty the best policy when it comes to renewing your policy?

If you’ve been a naughty biker, you need some decent legal advice, get it from mail@whitedalton.co.uk

Legal

Q

I was involved in a minor bump in my car. I hit the rear of another car at a roundabout when the driver should have gone. He started moving but then hit the brakes, so I have lost my car no claims bonus. My bike renewal policy has come up, and I have been asked the question ‘have you had any accidents, losses or claims, regardless of blame in the last three years?’I do not want to declare the bump. I figure that as it is a different policy, a difference licence class and a different vehicle it cannot make any difference, so I would like to keep my bike no claims bonus. I put a question up on one of the bike forums, and it seems a lot of bikers agree with me that I do not have to declare it for these reasons. The way I see it, it’s no different to me having a claim on my household insurance policy so I do not see why I should declare it.

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