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APPLIANCE OF SCIENCE

Andrew Ratcliffe, a director at Private Client Holdings in South Africa, talks about good advice, a goals-based approach and applying investment science

South Africa’s Private Client Holdings (PCH) has created an award-winning wealth management and financial services operation during the past 25 years by building on the concept of ‘good advice’.

Founded in 1990 as a corporate tax consultancy practice in Cape Town, its current incarnation is more of a family office where the focus is on offering a full range of services for its clients.

Firm foundations

“We have no institutional parent and are not owned by a bank or life assurer. Our process is strictly advice-driven, as opposed to being based on product sale. Everything we have built is based on sound advice,” says Andrew Ratcliffe, a director of PCH and the man who heads up the wealth management division.

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