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Pocketmags Digital Magazines
Pocketmags Digital Magazines

DIY investor

Dilemma of a lifetime

In early April, the ever-expanding Isa family will spawn another member—Lisa, the Lifetime Isa. Anyone aged between 18 and 40 will be able to open a Lisa and benefit from a government promise that for every £1 they put in, up to a ceiling of £4,000 per tax year, the state will add a 25 per cent top up, worth up to £1,000. Provided the resulting fund is used to buy a first home (for no more than £450,000) or is saved for retirement, the 25 per cent bonus is safe. If the holder takes the money out for any other reason, the government top-up is forfeited.

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In Prospect’s April issue: Ross McKibbin, John Curtice and Lisa Nandy examine the state of the Labour Party and question its survival at the next general election. McKibbin takes a long view and suggests that the party’s problems started long before Jeremy Corbyn, Curtice argues that breaking the party is unlikely to go as well as some may think and Nandy argues that tackling unaccountable power could help restore faith in the party. Nicholas Timmins says the NHS has always experienced financial crises so is this time any different? Lucy Wadham charts the rise of France’s Front National. Also in this issue: Owen Hatherley explores Edinburgh’s architectural conundrum, Freya Johnston on Jane Austen and Avi Shlaim on the tragedy of Yitzhak Rabin—the last best hope for peace.