1 Cut back on TV services
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If you pay a fortune for a TV subscription service, consider downgrading. You’ll probably find that you only ever watch a very small selection of the channels that you pay for, resulting in a waste of your hard-earned money every month. Services such as Netflix, which has plans starting from just £5.99 per month, could be a much more affordable option, and give you access to a huge variety of films and TV series to keep you and your family entertained during the winter months.