Members of the Arran Historical Society welcomed Kay Kingstone of the Scottish Savings Bank Museum at Ruthwell near Dumfries for an informative talk on the history of the savings bank and its founder, the Reverend Henry Duncan at their August meeting in Brodick Hall.
Rev Henry Duncan was born in Lochrutton in Kirkcudbrightshire in 1774, the son of the parish minister.
He was 16 years of age when he had to decide what his interests were and what profession, if any, he would take up. He first went to St Andrews University but left after two sessions.